How to Invest in Real Estate in India | Explore Best Real Estate Investments
Team MoneyTree
Posted on - 08 November, 2024
Real estate investment in India is widely recognised as the prominent source of wealth creation and has emerged as the major asset providing a promising capital appreciation and lucrative ROI along with an array of perks like the regular rental income, land appreciation, hedging against inflation and other tax benefits.
Exploring Real Estate Industry in India
Blooming at an exponential rate, the Real Estate Industry in India is the second largest employer after the agricultural sector currently valued at $477 billion, contributing approximately 7.3 % to the country’s GDP.
Real estate investment in India is widely recognised as the prominent source of wealth creation and has emerged as the major asset providing a promising capital appreciation and lucrative ROI along with an array of perks like the regular rental income, land appreciation, hedging against inflation and other tax benefits. Real estate industry in India is witnessing an upsurge in leading cities such as Noida, Gurgaon, Mumbai, Delhi, Bangalore, and Hyderabad as well as rising cities such as Pune, Ayodhya, Goa, Surat, etc, making these the best places to invest in real estate.
According to a report published by IBEF, the market cap of the real estate industry in India would cross $1 trillion by the end of 2030 and contribute about 14% to the country’s GDP.
To tap on the potential of real estate sector, leading builders in India like M3M Group, Paras Buildtech, Elan Group, Devika Group, Krisumi Corporation, Godrej Properties, DLF Limited are offering state-of-the-art commercial and residential properties on strategic locations across the country and renowned and trusted channel partner in real estate - MoneyTree Realty features well-curated portfolio of an array of real estate projects and help you make promising and best real estate investment. MoneyTree Realty is emerging as the best real estate consultancy offering professional property consultations on how to invest in real estate in India.
Let’s explore more on real estate investments in India and better understand the industry so as to make an analysed and comprehensive decision while you look to buy property for sale.
Top 5 points to consider on how to invest in Real Estate in India:
- Financial Goals: Real estate investing offers lucrative benefits and perks but it's important to plan out your financial objectives and expectations depending on whether you are looking for a regular rental income, long-term appreciation and if you are looking for a commercial space like retail shops, malls, multiplex, food courts etc. for your business, or residential apartments like 2 BHK, 3 BHK, and 4 BHK flats for living purposes.
- Market Research: Analysing market trends, property prices, availability of various amenities, potential for appreciation, GST on commercial property, GST on residential property, and rental yields would help you decide better to choose from a pool of various real estate projects such as 2 BHK Apartments, 3 BHK Apartments, 4 BHK Apartments, Studio Apartments, Retail Shops, Showrooms, Villa and studio apartments.
- Risk Management: Evaluating risks associated with real estate projects like the market volatility and taking into consideration potential economic downturns eminently in commercial property, residential property, and plots for sale could help safeguard your property investment.
- Comprehensive due diligence: Performing due diligence on how to invest in real estate in India through analysing various commercial and residential and its builder, ownership status, land use permission, zoning regulations, its RERA approval along with legal documents like OC Certificate, Possession Certificate etc. It’s also important to plan an exit strategy exploring various potential options for a strategic real estate investment in India.
- Professional Advice: Seeking professional advice from experienced real estate consultant on how to invest in real estate in India would help in leveraging the best investment returns in commercial and residential properties, and plots for sale.
We at MoneyTree Realty consist of highly trained real estate consultant and offer consultations on how to invest in real estate in India and make a comprehensive property investment. Our sales associates continuously strive to offer best-in-market deals on properties and follow a cement-centric approach and maintain transparency, accountability, and integrity.
Top 5 ways to Invest in Real Estate Investment in India
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Purchasing Residential Properties
Residential Properties is one of the most traditional and straight-forward ways to real estate investment in India. Investing in residential real estate projects offer favourable rental yields, high returns on investments and lesser GST. Check out the table below to explore types of residential property for sale:
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Type of Residential Property for Sale
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Residential Apartments
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Residential apartments or flats refer to individual units in a multi-storey building including 2, 3, 4, 5 BHK flats.
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Houses/Villas
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Houses or villas refer to standalone living buildings often along with a yard or a small garden.
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Studio Apartments
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Studio apartments refers to compact living spaces that merge various rooms into a single large room.
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Bungalows
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Bungalows refer to a single-storey living structure often along with expansive lawns and porches.
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Condominiums
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Condominiums refer to big individual units for living purposes which is a part of a larger building or complex.
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Why to invest in residential properties?
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Promising potential for land appreciation over long period of time
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Steady and regular rental income
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Numerous tax benefits under Section 80C and Section 24 of Indian Penal Code (IPC)
Risks involved in residential properties
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Appreciation in value requires long holding periods
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Requires high maintenance cost
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Management could be challenging and time-consuming
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Purchasing Commercial Properties
Commercial Properties are widely recognised for its promising capital appreciation and high ROI in an array of commercial spaces such as office spaces, retail shops, high-street avenues, food courts, and multiplexes. Investing in strategic locations like Dwarka Expressway, Noida International Airport, Navi Mumbai International Airport, Yamuna Expressway etc could attract lucrative appreciation in value and competitive rental yields. Check out the table below to explore types of commercial property for sale:
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Type of commercial property for sale
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Retail Spaces
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Retail spaces refer to a commercial property for sale that include shopping malls, hi-street avenues, and showrooms.
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Office Spaces
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Office spaces refer to a commercial property for sale that include corporate buildings, and co-working spaces.
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Industrial Spaces
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Industrial spaces refer to a commercial property for sale that include industrial sheds, and warehouses.
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IT/ITeS Parks
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IT/ITeS parks refer to a commercial property for sale that include specialised IT buildings for IT-enabled services.
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Commercial Plots
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Commercial plots refer to a commercial property for sale that include parcel of land available for businesses-related purposes,
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Institutional Spaces
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Institutional spaces refer to a commercial property for sale that include various education and healthcare facilities.
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Mixed-use Spaces
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Mixed-use spaces refer to a commercial property for sale that combines retail shops, office spaces, and apartments.
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Why to invest in commercial properties?
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Competitive rental income rather residential properties
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High capital appreciation over short period time
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Huge demand for commercial properties in metropolitan cities such as Noida, Gurgaon, Mumbai, Bangalore, Pune etc.
Risks involved in commercial properties
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Investing in REITs
Real Investments Trusts (REITs) is a type of real estate investing in which investors pool their money and invest in a portfolio of real estate projects, including commercial properties. REITs allow small investors to invest in large and high-end commercial projects and gain high returns on investments. Check out the table below to explore types of REITs:
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Type of REITs (Real Estate Investments Trusts
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Equity REITs
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Equity REITs refers to investing in and own-income generating commercial and residential properties such as commercial shops, residential buildings, offices, and malls.
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Mortgage REITs
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Mortgage REITs refers to financing for income-generating commercial and residential projects through originating mortgages and mortgage-backed securities (MBS).
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Hybrid REITs
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Hybrid REITs refers to a combination of both equity and mortgage REITs strategies and allows investing in a mix of properties and mortgages.
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Private REITs
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Private REITs are generally sold to accredited and institutional investors and are not publicly traded on stock exchanges.
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Why to invest in REITs?
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Offers comparatively higher rates of appreciation
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Provides liquidity
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Could be started with small amount of investments
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Regular income in the form of dividends
Risks involved in REITs
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The market of share prices is often volatile, affecting returns
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Returns could also be affected due to underperforming of the asset
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Investing in Fractional Ownership
Fractional Ownership in real estate refers to buying property for sale in shares under the share ownership model in which multiple individuals collectively own a part of a high-end property and earn a part of its rental yields and ROI.
Why to invest in fractional ownership?
Risks involved in fractional ownership
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Purchasing Land / Plots
Plots for sale is the emerging option for people looking to buy and invest in real estate due to its flexibility of usage like you could build homes, villas, on plots for sale or use it for commercial space, or for agricultural purposes. Check out the table below to explore types of plots for sale:
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Types of Plots for Sale
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Residential Plots
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Residential Plots refers to land for sale intended for homes, villas, bungalows, or buildings.
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Commercial Plots
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Commercial Plots refers to land for sale intended for retail shops, offices, malls, or any other business-related activity.
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Agricultural Plots
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Agricultural Plots refers to land for sale intended for farming, horticulture, or any other agricultural-related activity.
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Industrial Plots
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Industrial Plots refers to land for sale intended for factories, warehouses, or manufacturing buildings.
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Institutional Plots
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Institutional Plots refers to land for sale intended for schools, colleges, hospitals, or religious places.
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Mixed-use Plots
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Mixed-use Plots refers to land for sale intended for both commercial as well as residential developments.
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Top reasons to Invest in Real Estate in Noida
Noida is witnessing a 3% growth in residential/commercial property sales making it one of the best cities to invest in real estate in India.
Here are few of the top reasons to invest in real estate in Noida:
- Quality of Life: Noida, often referred to as the satellite city of Delhi, is a well planned city, with a blooming residential and commercial properties and hosts a variety of restaurants and cafes with world-class ambience making it the best city to invest in real estate in India.
- Growing IT Hub: The City of Noida, through the years, has attracted various MNCs and startups to establish their office and paves the way to its super-fast growth as Noida IT Hub. With office buildings spread throughout the city, the rise in residential property is going to uproar making it the best real estate investment in India.
- Government Policies: Uttar Pradesh Government has introduced various policies as well as plans to uplift the city. The plans for constructing Noida International Airport is in high momentum and other plans to modify the city are in its final stage.
- Educational Institutions and Health Care: Noida hosts a variety of educational institutions, both at secondary as well graduation level, and various Health Care facilities that represents a great catalogue of Doctors from various fields curating to the needs of the people.
- Great Scenery: Noida’s planning takes into consideration the benefits of living in a green and well-maintained scenery and boasts various parks and gardens to help people of the city to attain peace and calm making it the best city to invest in real estate in india.
Top Developers to Invest in Real Estate in India
Paras Buildtech
With more than 65,00 homes delivered in a span of 2 decades, Paras Buildtech Pvt Ltd stands as a renowned developer in the Real Estate Sector in India. Their projects feature a promising return when invest in real estate in India along with seamless connectivity and an array of world-class amenities.
Top Real Estate Projects from Paras Buildtech
Possession
September 2027
M3M Group
With around 2 Cr of sq ft of space delivered and more than 4 Cr of sq ft of space under construction, M3M Group has created a thriving community making M3M Homes the perfect place to live in and invest in real estate in India. M3M Noida boasts cutting edge architecture apart from being strategically located.
Top Real Estate Projects from M3M Group
Type
Commercial
Studio Apartments
Possession
Last Quarter of 2025
Possession
December, 2027
Elan Group
With the vision to change commercial realty forever, Elan Group Gurgaon has created projects that are known for quality and outstanding realty concepts with a promising high ROI that emerge as the best real estate investment among investors.
Top Real Estate Projects from Elan Group
Possession
Ready for possession
Possession
December, 2028
Devika Group
Devika Group is the leading real estate developer in Delhi/NCR with an array of commercial and residential projects spread throughout the city. The Group’s legacy spans over 65 years and boosts a staggering 6 million sq ft of area delivered in over 35 projects curated to meet the various needs of more than 10,000 happy customers.
Top Real Estate Projects from Devika Group
Axis Ecorp
Axis ECorp is one of the leading real estate developers in India and widely recognised for its state-of-the-art and luxury holiday suites, housing societies, clubs, resorts, and hotel apartments across the country. Axis ECorp is rapidly growing its pace in the real estate industry of India through offering RERA-approved real estate projects that synchronises reliability, stability, ethical business practices, honesty, integrity, and transparency.
Top Real Estate Projects from Axis ECorp
Godrej Properties
Godrej Properties uniquely infuses modern living with nature that offers calm and peaceful living along with easily accessible modern amenities. Godrej Properties Noida projects feature luxurious and premium living with a great opportunity to invest in real estate in India.
Top Real Estate Projects from Godrej Properties
Possession
February, 2030
Possession
September, 2029
BONUS: Tips for beginners on how to invest in real estate in India
- Analyse the market and have a clear strategy on how to invest in real estate in India
- Evaluate the residential property, and commercial property with due diligence on how to invest in real estate along with taking into various considerations like location, amenities, and future ROI, rental yields etc
- Properly plan your budget before you invest in real estate in India along with thoroughly assessing your financial options and checking out GST on residential property and GST on commercial property
- Be patient and have a long-term oriented mindset and seek out professional real estate consultant to get a seamless experience when you invest in real estate in India and get insights into how to invest in real estate in India.
Buy Real Estate in India with MoneyTree Realty
MoneyTree Realty brings together a group of energised real estate consultant offering a diverse catalogue of commercial property, residential property, and plots for sale and offers expertise consultations on investment analysis and insights into how to invest in real estate in India.
Under the leadership of our founder, Mr. Sachin Arora, we have managed to establish ourselves as the Best Real Estate Consultant In Delhi/NCR by creating history in Sales Number and raising the bar with Customer Satisfaction Ratio in commercial property as well as residential property.
Comprising over 300 highly trained real estate consultant, We deal with leading real estate giants like Lodha, Tata, Godrej Properties, DLF Limited, Elan Group, M3M Group, Paras Buildtech Pvt Ltd, Experion Developers Pvt Ltd, and many more and manage a portfolio of all kinds of properties that includes flats, villas, plots, duplexes, penthouses, farmhouses, commercial shops, offices, showrooms, plazas, malls, and more, with a present client base of 10,000+ happy investors and over 25000+ satisfying deals till date.
